RBI Phase II is now mostly descriptive, and NABARD followed. You don’t need model answers to memorise. You need a way to build an answer for a question you have never seen.
The Lego Method
Break the question down, set aside what doesn’t matter, place it in the syllabus, reuse what you have solved before, then add detail. A 10-day cycle of diagnostic answers, one part at a time.
Templates
Three words for agriculture (FIRST, MSP MSP-ER, ICICI) open up 15 to 20 points. Templates exist for every major ESI and Finance and Management keyword.
2D4C
Two Ds and four Cs: definitions and data, then committees, case studies, codes and mnemonics, and ready conclusions.
Theme-based PYQs
Questions from 20 years (2002 onwards), sorted into themes. In 2021 and 2022, 60 to 70% of the questions came from themes already asked.