Objective, 200 marks
General Awareness 80, Reasoning 60, English 30, Quant 30. 120 minutes.
200marks
Understand the examRBI Grade B 2027, at a glance.
The Reserve Bank of India recruits Officers in Grade B through three stages: an objective Phase I, a mostly descriptive Phase II and an interview. RBI’s calendar moves the 2027 cycle about two months earlier than 2026.
When is it?
| Cycle | Notification | Phase I | Phase II |
|---|---|---|---|
| 2027 (planned) | February 2027 | April 2027 | May/June 2027 |
| 2026 | 29 April 2026 | 13 June 2026 | 26 July 2026 |
| 2025 | 8 September 2025 | October 2025 | — |
| 2024 | 19 July 2024 | 8 September 2024 | 19 October 2024 |
| 2022 | March 2022 | 28 May 2022 | 25 June 2022 |
2027 from RBI’s Annual Recruitment Calendar (as on 22 October 2026); earlier cycles from the notifications as posted on t.me/marksup.
Stage by stage.
ESI, F&M and English
Economic and Social Issues, Finance and Management, and English writing. Mostly descriptive since 2021.
300marks
With the RBI board
Added to your Phase II marks. Your biodata sets the agenda.
75marks
| Paper | Type | Marks | Time |
|---|---|---|---|
| Phase I: GA, Reasoning, English, Quant | Objective | 200 | 120 min |
| Phase II, Paper I: Economic and Social Issues | 50% objective, 50% descriptive | 100 | 30 + 90 min |
| Phase II, Paper II: English (writing skills) | Descriptive, typed | 100 | 90 min |
| Phase II, Paper III: General Finance and Management | 50% objective, 50% descriptive | 100 | 120 min |
| Interview | In Hindi or English | 75 | — |
From the 2023 notification. Phase I only shortlists: the final merit list adds Phase II and interview marks (375). In the descriptive part you answer 4 of 6 questions (2 of 15 marks, 2 of 10). Wrong objective answers cost marks.
How many seats?
Officers in Grade B (DR) General. In 2026 there were 60 seats in all: 40 General, 10 DEPR and 10 DSIM. 2023 is not shown.
What it takes to get through.
| Year | Phase I cut-off, General | What happened |
|---|---|---|
| 2017 | 78 / 200 | Phase I was a day before UPSC Prelims, so many UPSC aspirants skipped it |
| 2019 | 122 / 200 | The highest ever: Phase I came after UPSC Mains, so every UPSC aspirant wrote it |
As posted on t.me/marksup. RBI sets the cut-off in relation to the number of vacancies, with sectional minimums too, and publishes the marks with each result. In 2021 a very hard GA section gave the lowest cut-off yet.
What they ask.
Phase I
- General Awareness (80 marks): mostly the last 4 to 6 months of current affairs, plus static GA
- Reasoning (60)
- English Language (30)
- Quantitative Aptitude (30)
Paper I · Economic and Social Issues
- Growth and development: national income, poverty and employment, sustainable development
- Indian economy since 1991: industrial, labour, monetary and fiscal policy; Economic Survey and Union Budget; money and financial markets; public finance; agriculture and services
- Globalisation: balance of payments, export-import policy, IMF, World Bank, WTO, regional cooperation
- Social structure: demographic trends, urbanisation and migration, gender, social justice
Paper II · English (writing skills)
- Essay, précis and comprehension, typed on a keyboard
Paper III · Finance
- Financial system: RBI functions, banking structure, SIDBI, EXIM Bank, NABARD, NHB, NaBFID; digital payments
- Financial markets: forex, money, bond and equity markets
- Risk management, derivatives, financial inclusion, corporate governance in banks, the Union Budget
- Accounting and ratio analysis: debt to equity, debtor and creditor days, inventory turnover, ROA, ROE
- Inflation: WPI, CPI, and balancing growth and inflation
Paper III · Management
- Management and organisational behaviour: personality, perception, motivation theories (Maslow, ERG, McClelland, Herzberg, Adams, Vroom), leadership, emotional intelligence, conflict, change (Lewin), nudge theory
- Ethics at the workplace and corporate governance
- Communication: process, channels, barriers
Phase II syllabus from the 2023 notification; check each new notification for changes.
What it pays.
- Starting basic pay
- ₹78,450 a month (2026, reported)
- Gross pay
- About ₹1.5 lakh a month without HRA (2026, reported)
- In 2023
- Basic ₹55,200; gross ₹1,16,914 a month without HRA (2023 notification)
- HRA
- 15% of basic pay if RBI does not provide a flat
Plus allowances (special, grade, dearness, learning and local compensatory) and perquisites. RBI may give up to four advance increments for exceptional qualifications.
Can you apply?
- Age
- 21 to 30 years, with relaxations for reserved categories, M.Phil. and Ph.D. holders, and experience
- Education
- Graduation with 60% (50% for SC/ST/PwBD), or post-graduation with 55% (pass marks for SC/ST/PwBD)
- Attempts
- General and EWS candidates who have taken Phase I six times can’t apply. No limit for other categories
- Streams
- General, DEPR (economics) and DSIM (statistics) have separate eligibility and papers
Always check the notification for the exact dates and relaxations.
Questions?
When is RBI Grade B 2027?
RBI’s 2027 recruitment calendar (as on 22 October 2026) plans the notification for February 2027, Phase I for April and Phase II for May or June. The months are indicative; the advertisement will have the final dates. In 2026 the cycle ran about two months later: notification on 29 April, Phase I on 13 June, Phase II on 26 July.
How many seats are there?
Grade B (DR) General seats have been falling: 303 in 2022, 66 in 2024, 120 in 2025 and 40 in 2026. Fewer seats means every mark in GA and the descriptive paper counts.