Understand the exam

NABARD Grade A, at a glance.

NABARD recruits Assistant Managers in Grade A (Rural Development Banking Service) through a preliminary exam, a mains exam with a descriptive paper, a psychometric test and an interview.

When is it?

CycleApplicationsPhase IPhase II
20258 to 30 November 202520 December 202525 January 2026

Psychometric test dates are announced later on the NABARD website.

Stage by stage.

Phase I

Preliminary, objective

200 questions in 120 minutes. Reasoning, English, Computer, Quant and Decision Making only qualify; GA, ESI and ARD decide who goes to Mains.

200marks
Phase II

Mains: English and ESI & ARD

Paper I is descriptive English. Paper II is half objective, half descriptive.

200marks
Interview

After a psychometric test

The psychometric test is mandatory but carries no marks.

50marks
PaperTypeMarksTime
Phase I: Reasoning 20, English 30, Computer 20, Quant 20, Decision Making 10Objective, qualifying100120 min for all of Phase I
Phase I: GA 20, ESI 40, ARD 40Objective, merit100
Phase II, Paper I: General EnglishDescriptive, typed10090 min
Phase II, Paper II: ESI and ARD30 objective questions + 4 of 6 descriptive50 + 5030 + 90 min
InterviewIn Hindi or English50—

General discipline, from the 2025 notification. A wrong answer costs a quarter of the marks in both phases. The final merit list adds Phase II and interview marks.

How many seats?

48posts in 2025

Assistant Manager (RDBS) General discipline. The 2025 notification had 91 posts in all: 85 RDBS across 14 disciplines, 2 Legal and 4 Protocol and Security.

What it takes to get through.

NABARD applies cut-offs twice in each phase, on every test and on the total, separately for each discipline, and calls up to 25 candidates per post to Mains and 3 per post to the interview.

What they ask.

Phase I

  • Reasoning, English, Computer Knowledge, Quantitative Aptitude, Decision Making
  • General Awareness
  • Economic and Social Issues, with a focus on rural India
  • Agriculture and Rural Development, with an emphasis on rural India

Phase II, Paper I

  • English: essay, précis, comprehension and business or office correspondence

Phase II, Paper II · ESI

  • Nature of the Indian economy, reforms, privatisation
  • Inflation, poverty alleviation and employment, population
  • Agriculture, food security and rural credit
  • Industry and labour policy, public sector enterprises
  • Rural banking and financial sector reforms, globalisation, social issues

Phase II, Paper II · ARD

  • Agriculture: agronomy, soil, water, horticulture, animal husbandry, fisheries, forestry, agricultural extension, ecology, climate change
  • Rural development: rural India, programmes and institutions

Illustrative syllabus from the 2025 notification. Other disciplines write their own Paper II.

What it pays.

Starting basic pay
₹44,500 a month (2025 notification)
Pay scale
₹44,500 to ₹89,150 over 17 years
Gross pay
About ₹1,00,000 a month at the start (2025 notification)

Plus dearness, local compensatory, house rent and grade allowances, the bank’s accommodation where available, and medical and other perquisites.

Can you apply?

Age
21 to 30 years, with relaxations for reserved categories
Education (General)
A bachelor’s degree with 60% (55% for SC/ST/PwBD), or a postgraduate degree or MBA/PGDM with 55% (50% for SC/ST/PwBD)
Attempts
No limit

Always check the notification for the exact dates and relaxations.